Company	Rate APR	Pts. Lock	Comments	Updated
Leader Bank 781-646-3900 Company Info.	5.500% 5.509% APR	0 pts, 30 day lock	No Closing Costs Programs Also Available.	6/21/05
Ipswich Co-operative Bank 978-356-3600	5.625% 5.625% APR	0 pts, 45 day lock		6/21/05
The Cooperative Bank 866-398-9685	5.375% 5.584% APR	2 pts, 60 day lock	Pmt per $1,000 is $5.60	6/21/05
Wellesley Bank 781-235-2550	5.375% 5.580% APR	2 pts, 60 day lock	Conforming loans. Other portfolio products available. Contact Brian at ext. 114 for information.	6/27/05

Quoted rates for loans of $359,650 or less are based on a $175,000 loan amount for an owner occupied single family home. Jumbo rates (loans of more than $359,650) are based on a $400,000 loan. All rates and other terms posted are believed to be accurate but cannot be guaranteed and are subject to change without notice. Minimum downpayment requirements and other restrictions may apply. Fees may vary from loan to loan. "Points" refer to origination and discount fees charged in connection with the loan - these are expressed as a percentage of the loan amount - for example, one point equals one percent of the loan amount. "APR" refers to the annual percentage rate and is calculated by each company - this includes costs to obtain the loan and private mortgage insurance, if required. "Lock" refers to the rate lock period which is the number of days you have from the time you lock in your interest rate until the time you close your loan. "ARM" refers to an adjustable rate mortgage which has an interest rate that can vary at different times over the life of the loan. Please contact each company to verify its information and for more details. Disclaimer.